July 2024 Dividend Analysis

 Introduction: July 2024 marked a significant milestone in our dividend portfolio, with total dividends received amounting to $749.59. This represents a substantial year-over-year growth of +27.53%, driven by strong performances from key holdings and the introduction of new contributors.

Key Growth Drivers: One of the standout performers was FXAIX (Fidelity 500 Index Fund), which delivered an impressive $138.38, reflecting robust market conditions. Similarly, MO (Altria Group) continued its strong performance, contributing $84.18. The addition of DOX (Amdocs) was a game-changer, adding $91.25 in its first-ever dividend payout.

Steady Performers: Companies like Coca-Cola (KO) and Realty Income (O) maintained their consistent growth patterns, contributing to the overall increase in dividends. Both companies are known for their reliable dividend policies, which continue to benefit the portfolio.

Challenges and Declines: However, not all was rosy. Ladder Capital (LADR), which had been a consistent contributor in previous years, saw its dividends drop to zero, signaling possible financial challenges. Bank of Nova Scotia (BNS) also showed minimal growth, indicating a more cautious approach in the current economic climate.

SYMBOL	2021 July	2020 July	2022	2023	2024	Difference
KO	9.89	9.17	10.67	11.94	13	1.06
MO	48.88	36.3	56.7	72.21	84.18	11.97
VTR	15.15	15.15	15.64	16.29	16.94	0.65
O	6.31	6.22	7	8.03	10.35	2.32
LADR	4.67	4.07	5.49	6.67	0	-6.67
CSCO	32.82	30.91	35.72	38.9	42	3.1
BNS	41.9	37.69	48.8	48.06	48.88	0.82
NLY	12	12	13.42	10.96	12.59	1.63
CINF	35.65	33	39.87	44.47	49.42	4.95
STWD	56.64	56.64	61.09	67.4	74.12	6.72
AGNC	6.26	6.17	7.31	8.42	9.8	1.38
MO	8.71	7.81	9.79	11.11	12.66	1.55
IRM	6.17	5.74	6.5	6.84	7.47	0.63
FXAIX	90.52	89.45	106.71	113.29	138.38	25.09
DG	4.22	3.6	11.07	13.46	20.68	7.22
STWD	26.45	25.32	28.52	31.44	34.59	3.15
ITW	7.32	6.76	15.71	17.3	18.9	1.6
Fundrise	31.22	16.92	40.2	49.32	50.55	1.23
TROW	155.91		0	0	0	0
DOX	0	0	0	0	91.25	91.25
JPM	9.96	9.9	11.36	11.72	13.83	2.11
	610.65	416.32	531.57	587.83	749.59	161.76

Summary of the Data:

• Total for 2021 July: 610.65
• Total for 2020 July: 416.32
• Total for 2022: 531.57
• Total for 2023: 587.83
• Total for 2024: 749.59
• Total Difference: 161.76

2024 Dividend Goal Progress Summary

As of July 2024, your total dividends received amount to $9,663.29. Here’s how each month has contributed to this impressive figure:

• January: $572.46
• February: $765.00
• March: $3,116.15 (a standout month)
• April: $699.64
• May: $790.46
• June: $2,970.00
• July: $749.59

Key Observations:

1. March and June are the top-performing months so far, with March alone contributing over $3,000 in dividends.
2. June also saw a significant contribution of nearly $3,000, reflecting strong mid-year performance.
3. July marked a smaller increase, but it was still a solid month, adding $749.59 to the total.

Progress Towards 2024 Goal:

Your 2024 goal is 49.56% of your target, with the current total reaching $9,663.29. You’re making steady progress, and with five months left in the year, you’re well on your way to achieving, if not exceeding, your goal.

2023 October Dividends

As we bid farewell to the tenth month of the year, Welcome to the October Dividend Report, where we dive into the financial pages of the month that was, examining the dividends that flowed into our portfolios.

In the pages of this report, you'll discover the financial fruits of our investments, with October bringing forth a bountiful harvest of $634 in dividends.

Overall Portfolio:

• Total dividends increased from $416.47 (2020) to $633.79 (2023), indicating overall portfolio growth.
• Difference: $70.17.

Observations:

• The majority of stocks demonstrate positive dividend growth, contributing to an overall increase in the portfolio's dividend income.
• Fundrise showed significant growth, contributing substantially to the overall increase in dividends.
• WDS experienced a notable decrease in dividends in 2023.

Stock Symbol	2020	2021	2022	2023	Difference
MO	20.64	25.46	29.52	40.83	11.31
ITW	7.21	12.21	16.99	18.58	1.59
STWD	25.32	26.94	29.16	32.15	2.99
DG	3.6	5.04	11.1	15.42	4.32
CSCO	9.72	10.96	12.14	12.86	0.72
FXAIX	82.27	96.49	107.91	117.43	9.52
IRM	5.74	6.26	6.58	7.26	0.68
MO	7.99	9.29	10.45	11.82	1.37
AGNC	6.17	6.4	7.54	8.734	1.19
STWD	56.64	57.69	62.4	68.97	6.5
CINF	33.28	35.83	40.1	44.80	4.70
NLY	12	12.32	13.2	11.29	-1.9
JPM	0	11.13	11.46	12.38	0.92
KO	9.17	9.96	10.74	12.03	1.29
MO	23.4	28.19	31.68	36.83	5.15
VTR	15.15	15.27	15.75	16.44	0.69
LADR	4.47	4.75	6.31	6.9	0.59
O	6.23	6.39	7.52	8.41	0.89
CSCO	21.55	22.422	24.52	26.48	1.96
BNS	39.19	42.952	46.77	49.88	3.11
WDS	0	0	27.25	20	-7.25
Fundrise	26.73	42.53	34.53	54.28	19.75
	416.47	488.484	563.62	633.79	70.17

Overview of 2023 Dividend Performance:

As we reflect on the dividends received in the year 2023, it's evident that each month has brought its own set of financial milestones and successes. Let's dive into the numbers and celebrate the achievements of the past months:

• January: $465.70
• February: $678.00
• March: $2,664.57
• April: $635.81
• May: $706.34
• June: $2,596.39
• July: $587.00
• August: $663.67
• September: $2,799.97
• October: $633.79

• TD Dividends (2023): $12,431.17
• Yearly Goal: $17,000.00

Observations:

1. Current Progress: The YTD dividends for 2023 amount to $12,431.17, showcasing a strong financial performance throughout the year.

2. Goal Achievement: The achieved YTD dividends represent approximately 73.42% of the yearly goal. .