Roth IRA Dividend Update – August 22, 2025

 

Another round of dividends hit my Roth IRA today, this time from two high-yield option-income ETFs in the YieldMax family:

• YieldMax Ultra Option Income Strategy ETF (ULTY): $15.86

• YieldMax HOOD Option Income Strategy ETF (HOOY): $99.06

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That’s a combined $114.92, completely tax-free thanks to the Roth IRA.

Both $ULTY and $HOOY are designed to capture premium from options strategies and distribute it back to investors as income. While these payouts are attractive, the funds come with higher risk due to their dependence on option markets.

📌 Takeaway: Using high-yield ETFs like $ULTY and $HOOY as a “cashflow booster” within a Roth IRA can supercharge reinvestment and compounding, as long as they’re balanced with more stable, long-term dividend growth holdings.