Finally after 3 months of search we found a builder and Plan that fit into our liking . As the Frisco real estate market is hot and houses which satisfy our requirements were tough to meet,for examples in this community out of the 30 or so lots available for this particular builder we found just 1 to be perfect for our criteria and 2 more workable.
This was above my upper limit ,but with builder incentives and realtor cashback we made it work.During the 3 months we visited close to 10 to 12 builders and different subdivisions,Some of them were above price range or the price/sq ft was above the market ,or not close by. We were about to sign with the same builder,but a different subdivision and right at the moment i receive email form this property that they are opening new subdivision and would you like to visit, 5 mins later i reply with a time to visit and someone else already Booked that slot.
Even before we visited we prepared looking at the plot online, model to save time,we were so ready to sign the house without any price negotiation .
There were some hiccups like lot premium that was not on website .
After signing the house we went through design experience which will be another post.
Wednesday, June 7, 2017
Tuesday, June 6, 2017
Sunday, June 4, 2017
Frugal Living -Instacart Review
Name may sound that i am not doing frugal living by trying out expensive services,but after you read this you can see the deal . Also i love to try all new services like this ,when we were in California,i tried Amazon Prime Now,Grub hub,Hello fresh and Winc Wines.Most of the times, there is really good discount for trying out the first time.
As many of you are aware that T-Mobile is doing T-mobile Tuesday freebies.Some of the freebies are really nice like $2 movie tickets, 0.25 cents of gas/gallon etc.This week they were offering $10 off groupon local and i started searching how to use it on groupon and then i Found this deal which was offering 40 dollars worth of groceries for $15 Bucks.
Even better was is there is no service delivery fees for 1 year,it seems they might recently entered the Market or so. Currently few stores are in my market like Kroger,tomthumb or Costco.
We decided to try from Costco as we don't have Costco membership.There is definitely mark up on the prices by instacart.Ordering was easy and time slots /availability was good.
Overall I think we got 50% or more discount on the price.I don't think I will order again with service.It might work people who don't like to shop or have time to shop.
So what other services did the DGI community try out.
As many of you are aware that T-Mobile is doing T-mobile Tuesday freebies.Some of the freebies are really nice like $2 movie tickets, 0.25 cents of gas/gallon etc.This week they were offering $10 off groupon local and i started searching how to use it on groupon and then i Found this deal which was offering 40 dollars worth of groceries for $15 Bucks.
Even better was is there is no service delivery fees for 1 year,it seems they might recently entered the Market or so. Currently few stores are in my market like Kroger,tomthumb or Costco.
We decided to try from Costco as we don't have Costco membership.There is definitely mark up on the prices by instacart.Ordering was easy and time slots /availability was good.
Overall I think we got 50% or more discount on the price.I don't think I will order again with service.It might work people who don't like to shop or have time to shop.
So what other services did the DGI community try out.
Thursday, June 1, 2017
May Dividend Report.
One more month flew away,May is in books.
This month I was there quite a bit activity in my accounts,involved some selling of positions and consolidating accounts. Initiated new position in GWW. Total Dividends for this Month are $195.61.Compared to 2016 May this is 17% more than last year.10 Companies Paid dividend this month.
Date Company Dividend
22-May CAT 38.94
15-May HRL 7.82
8-May AGNC 4.73
1-May DE 15.12
1-May T 22.54
15-May PG 17.24
15-May O 5.28
18-May AAPL 63
1-May VZ 14.44
26-May SBUX 6.5
So how did you guys do last Month.
This month I was there quite a bit activity in my accounts,involved some selling of positions and consolidating accounts. Initiated new position in GWW. Total Dividends for this Month are $195.61.Compared to 2016 May this is 17% more than last year.10 Companies Paid dividend this month.
Date Company Dividend
22-May CAT 38.94
15-May HRL 7.82
8-May AGNC 4.73
1-May DE 15.12
1-May T 22.54
15-May PG 17.24
15-May O 5.28
18-May AAPL 63
1-May VZ 14.44
26-May SBUX 6.5
So how did you guys do last Month.
Friday, May 26, 2017
Kroger friday freebie
FREE International Delight One Touch Latte or Silk Almond Coffee Creamer Receive ONE (1) FREE International Delight One Touch Latte (12 oz) or Silk Almond Coffee Creamer(16 oz.), Any Variety. Available in most stores.
Sunday, May 21, 2017
Loyal3 stock transfer
With loyal3 moving to premium model,I decided to move bigger positions to my main trading account and close minor positions.
With that being said I started the process on may 5th and finally showed up in my account on may 19th ,it took close to 14 days.
Its missing the price paid so far.Need to follow up with Loyal3/Scottrade to resolve the issue.
Following are the shares transfered.
22 shares of KO.
22 Shares of DIS.
16 shares of MSFT.
17 Shares of WMT.
This should reduce the number of accounts to monitor by 2.
So where are you guys moving from loyal3.
With that being said I started the process on may 5th and finally showed up in my account on may 19th ,it took close to 14 days.
Its missing the price paid so far.Need to follow up with Loyal3/Scottrade to resolve the issue.
Following are the shares transfered.
22 shares of KO.
22 Shares of DIS.
16 shares of MSFT.
17 Shares of WMT.
This should reduce the number of accounts to monitor by 2.
So where are you guys moving from loyal3.
Saturday, May 20, 2017
Recent Buy - T,VFIAX,VSIAX
With the price reduction of T,i added a total of 5 shares using my Dividends.
5 Shares of T at a price of $38.42 for a total of 192.11. This will change my total T shares to 50. The newly added shares will add another $9.8 to my annual Dividend.
1.42 Shares of VFIAX at a price of 218.96.
0.45 Shares of VIMAX at a price of 172.37.
7.62 Shares of VSIAX at a price of 51.21.
A total of $973 is invested .What are you guys buying with the market High.
5 Shares of T at a price of $38.42 for a total of 192.11. This will change my total T shares to 50. The newly added shares will add another $9.8 to my annual Dividend.
1.42 Shares of VFIAX at a price of 218.96.
0.45 Shares of VIMAX at a price of 172.37.
7.62 Shares of VSIAX at a price of 51.21.
A total of $973 is invested .What are you guys buying with the market High.
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